Attention homeowners in Saraland and Mobile County: Need an appraisal?

The top seven reasons AL homeowners need McLemore Appraisal Company:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. To reduce your mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a AL divorce, where property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in AL

Own a home in or near Saraland, AL and need help determining the value of it?
Contact McLemore Appraisal Company.

We at McLemore Appraisal Company understand the individual needs of a customer looking for appraisal services. Our typical business clients get the appraisal process and the standard "products" we deliver to them. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at McLemore Appraisal Company, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. McLemore Appraisal Company is veterans in helping folks just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An appraisal report from McLemore Appraisal Company is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. McLemore Appraisal Company can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.